Could Your Business Be Missing Out on a Federal Tax Credit Worth Thousands?

Eligible businesses may qualify for a federal income tax credit based on employer FICA taxes paid on employee tips. Some may also qualify to claim credits from prior tax years. Find out what your business could be missing.

15-minute discovery call | No obligation | Find out if your business may qualify.

Discover Your Potential Tax Credit in 3 Simple Steps

Eligible U.S. businesses may include restaurants, bars, cafés, hair salons, barbershops, nail salons, spas, and certain beauty-service providers. If your business pays employer FICA taxes on qualifying employee tips, you may be eligible for a federal income tax credit.
No complicated process to get started. Just a conversationto uncover potential yex-saving opportunities for your business.

Book Your Free Review

Choose a convenient time for a quick, no-obligation eligibility conversation.

Discover Your Potential Credit

We'll review your business type, tipping practices, and available payroll information.

Understand Your Next Steps

If eligible, learn how to pursue the credit with the appropriate tax professionals.

Already filed your taxes?

That’s ok, some eligible businesses may also be able to claim credits from prior tax years. Eligible businesses may still have opportunities to claim previously unclaimed FICA Tip Tax Credits, subject to applicable filing deadlines.

15-minute discovery call | No obligation | Find out if your business may qualify.

If your business operates in food service or qualifying beauty services, this tax credit deserves a closer look.

What is the FICA Tip Credit?

When your employees report tips, your business pays the employer’s share of Social Security and Medicare tax (7.65%) on those tips. The FICA Tip Credit under IRC §45B gives much of that money back as a dollar-for-dollar credit against your federal income tax. It has been in the tax code for years, but many eligible businesses have never claimed it.

To begin the process, get on a free discovery call today. 1-605-380-5165

No obligation and it will take approximately 15 minutes to tell you whether it’s worth taking a closer look.

Does my business qualify for the FICA Tip Tax Credit?

Businesses whose W-2 employees customarily receive tips may qualify. Restaurants, bars and cafés have been eligible for years. Starting with the 2025 tax year, the credit also covers additional business in the personal services industries.

To begin the process, get on a free discovery call today. 1-605-380-5165

No obligation and it will take approximately 15 minutes to tell you whether it’s worth taking a closer look.

How much could the FICA Tip Tax Credit be worth?

It depends on your reported tips, the hours your tipped staff work and the cash wage you pay. As a rough guide:

A restaurant with about $180,000 in reported tips a year may claim roughly $13,800 per year — around $41,000 across three years for which an amendment to previously filed taxes can be made.
A salon with about $270,000 in reported tips may see roughly $20,700 for 2025.

Businesses that pay at or above the full minimum wage in cash usually see a larger credit, because more of the tips qualify. These are illustrations, not promises — we calculate your actual number before you commit to anything.

Can I claim the FICA Tip Tax Credit for prior years?

Often, yes. Food and beverage businesses can typically amend their 2023, 2024 and 2025 returns. Beauty and personal-care businesses were added starting in 2025, so there’s no reaching back before that, but if you already filed 2025 without the credit, that return may still be amended.

To begin the process, get on a free discovery call today. 1-605-380-5165

No obligation and it will take approximately 15 minutes to tell you whether it’s worth taking a closer look.

What does it cost me?

Nothing to find out if you qualify. If we identify a credit, our fee is 20% of the amount secured for the current year and any prior years recovered through an amended return. If we don’t secure a credit, you owe nothing.

To begin the process, get on a free discovery call today. 1-605-380-5165

No obligation and it will take approximately 15 minutes to tell you whether it’s worth taking a closer look.

What information do you need from me to start the qualification process for the FICA Tip Tax Credit?

To start, just the short estimate form. If your estimate qualifies, we’ll ask for:

Quarterly Form 941s
W-2s (Box 7 shows reported tips)
Payroll registers with hours and wages
Your business tax returns for the years we’re claiming

Everything is uploaded to a secure folder. To begin the process, get on a free discovery call today. 1-605-380-5165

No obligation and it will take approximately 15 minutes to tell you whether it’s worth taking a closer look.

Is there a minimum dollar amount of tips to qualify for the FICA Tip Tax Credit?

We prefer cases with at least $20,000 in estimated total credit, all years combined. That’s roughly $265,000 in reported tips across the years you may claim. For example, about $90,000 a year for a restaurant with three years available for amendment. You don’t need to be a large business: a single location with a handful of tipped employees may work with us.

To begin the process, get on a free discovery call today. 1-605-380-5165

No obligation and it will take approximately 15 minutes to tell you whether it’s worth taking a closer look.

Can I combine the FICA Tips Tax Credit with other Tax Credits?

Yes. It’s separate from, and can be combined with, other credits your business may qualify for, such as the R&D Tax Credit. Schedule a call here:
https://calendly.com/stacey-111/phone-appointment?back=1&month=2026-07

15-minute discovery call | No obligation | Find out if your business may qualify.

ABOUT PROFITMAX

Opportunties are easy to miss when you don't know where to look.

Business owners work hard to generate revenue, manage expenses, and build profitable companies. But identifying every available financial opportunity isn’t always straightforward.

That’s where ProfitMax comes in. Led by Stacey Doege, ProfitMax helps businesses identify opportunities to improve profitability, strengthen cash flow, and explore potential tax-saving strategies.

The FICA Tip Tax Credit is one example of an opportunity that eligible business owners may not realize is available.

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Our approach is simple: Help business owners understand what opportunities may exist, connect them with the appropriate professionals, and make it easier to take the next step.